How we verify what we publish

Method

Public sources, dated, and nothing invented.

The site is attorney advertising for participating New Jersey attorneys; it is not a law firm. It has no cases, results or credentials to describe, and it does not describe any. What it publishes is procedure: which court, which clerk, which sheriff, where the sale is held, what the statute or court rule says, and where free help is.

Where the facts come from

County pages are generated from a dataset built from the New Jersey Judiciary's own pages, each county sheriff's and county clerk's published pages, the New Jersey Housing and Mortgage Finance Agency's counseling program, and the U.S. Department of Housing and Urban Development's list of approved housing counseling agencies. Every fact carries the URL it was read from and the date.

Stage guides state published New Jersey statute and court rules: the Fair Foreclosure Act and the other foreclosure provisions of Title 2A of the New Jersey Statutes, the Foreclosure Mediation Program law, the Rules Governing the Courts of the State of New Jersey (Rules 4:64 and 4:65), and the federal mortgage servicing rules. Each guide's claims are recorded against those sources before it is published.

How a county page is checked

A county page is assembled from verified fields. A field that could not be verified is left out, and the page says so rather than guessing; a county with less published information gets a shorter page. The county-specific writing on each page is produced from that county's verified record and the statewide facts only, and is rejected automatically if it contains a phone number, dollar figure or percentage that is not in the record, or any promise about an outcome.

The date on each page is the date the sources were last read. Courts and sheriffs’ offices change rooms, sale days and practice without notice, which is why every page says to confirm before you travel.

What is never on this site

No testimonials, no statistics about results, no credentials, no case counts, no promise that a foreclosure can be stopped or a loan modified. Only a lender or servicer can approve a modification, and no attorney can promise a foreclosure will be stopped. Nothing here is legal advice.

If something is wrong

If a court or sheriff’s address, phone number, sale location or agency on any page is out of date, tell us through the request form and describe the page and the error; corrections are made against the published source and the page's date is updated. Free foreclosure-prevention counseling is always available through the New Jersey Housing and Mortgage Finance Agency’s network of HUD-certified agencies (609-278-7508), regardless of anything on this site.